Life Insurance

Your life insurance needs depend on your personal situation and financial goals. It is a crucial step in planning the future for yourself and your family. It is important, as your life changes, to look at your insurance coverage to make certain that it continues to meet your needs. As an independent insurance agency, Walrath Insurance is able to offer you a wide variety of coverage options.

We offer the following types of insurance to cover your family's insurance needs:

Term Life Insurance—provides protection for a specified period of time with an initially low cost, but premiums increase as you age. These policies can readily be converted to permanent coverage.

Whole Life Insurance—includes a variety of coverage options from fully guaranteed premiums, values and death benefits to flexibility in all those areas.

Universal Life Insurance—an interest sensitive life insurance policy that builds cash values.

Some types of insurance policies provide benefits during your lifetime:

• Cash value of a whole life insurance policy is tax deferred. You do not pay taxes as the cash value increases within the policy.
• The cash value earned and borrowed from such a policy can be used for emergencies, college or retirement.

Have questions about life insurance? Click here to learn more about insurance and what coverage you may need

Click here and fill out the form for a free life insurance quote.

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